Comprehensive Coverage for Spa & Salons

Comprehensive Coverage for Spa & Salons

Insurance that works as hard as you do.

At Allied Beauty Experts, we offer tailored insurance solutions that safeguard your practice from malpractice claims and accidental injuries—so you can focus on making your clients feel radiant.

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Protection tailored for every brushstroke, every treatment, every touch.

How We Are Different?

Industry Experts with 30+ Years of Experience

We've spent three decades understanding the unique liability landscape of spas, salons, and wellness centers.

We Run Our Own Industry Association

We don't just sell spa insurance – we're active leaders in the beauty and wellness industry. Our deep involvement means we understand emerging treatments and evolving risks before they become problems for your practice.

Concierge Customer Care

When you need help, you'll speak with professionals who actually understand beauty treatments – not generic adjusters.

Services We Cover

Tailored Protection for Every Touch, Treatment & Technique

Spa & Salon

Professional & General Liability

Ideal for beauty salons and spas with one or more technicians and locations.

Covered Services Include:

  • Facials & Facial Toning
  • Hair Cutting & Coloring
  • Manicures & Pedicures
  • Waxing & Threading
  • Massage Therapy
  • Body Wraps & Scrubs
  • LED & Oxygen Treatments
  • Float Tanks & Hydrotherapy
  • Saunas & Infrared Sauna
  • Tanning & Spray Tanning
  • Teeth Whitening
  • Yoga & Pilates
  • And much more...
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Clinical

Professional & General Liability

Includes Spa/Salon Coverage + Clinical Services

Covered Services Include:

  • Acupuncture
  • Body Sculpting (RF Lipo, Cavi Lipo, Cryo Lipo)
  • Dermaplaning & Electrolysis
  • Hyaluron Pen & Microneedling
  • Lash Extensions, Tinting & Lifting
  • RF Facial Skin Tightening
  • Brow Lamination
  • Spider Vein & Skin Tag Removal
  • High Frequency Ultrasound
  • Vacuum Therapy Butt Lift
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Laser

Professional & General Liability

Includes Spa/Salon Coverage + Laser Rider

Covered Services Include:

  • Laser Hair Removal
  • Photo Rejuvenation
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Real Protection for Real Beauty Business Risks

Generic business insurance doesn't understand that your beauty treatments carry professional liability risks. You need specialized coverage that recognizes the professional nature of your services.

Join the thousands of beauty professionals who've chosen specialized protection designed specifically for the beauty and wellness industry!

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Professional & General Liability Protection for Every Beauty Business Model

Our comprehensive coverage is designed for the full spectrum of beauty and wellness businesses, ensuring you're protected whether you're:

  • Solo Beauty Practitioners - Independent estheticians, massage therapists, and cosmetologists working from home or renting space
  • Day Spas & Wellness Centers - Relaxation-focused businesses offering facials, massage, and wellness treatments
  • Medical Spas & Clinical Centers - Advanced aesthetic practices offering clinical-grade treatments
  • Multi-Service Beauty Centers - Comprehensive facilities offering everything from haircuts to laser treatments

FREQUENTLY ASKED QUESTIONS

What's the difference between Spa/Salon and Clinical coverage?

Clinical coverage adds advanced aesthetic procedures like microneedling, dermaplaning, and body sculpting services that require additional expertise.

How quickly can I get coverage for my new spa?

Most policies can be bound within 24-48 hours with completed applications and required documentation.

Do you cover mobile beauty services?

Yes, our coverage extends to mobile beauty professionals with appropriate licensing and safety protocols.

Our Client Testimonials

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"I have been a client (MD, medspa owner) of ABE for several years. I have been very happy with not only the coverage rates but also the professionalism and customer care. Unlike dealing with major insurers ther eis a personal relationship which is greatly appreciated. Recently I had an isue that needed attention. the help and guidance that i received from the executive director and staff was truly above and beyond what i expected. I am very thankful to Ken for providing excellent service and taking the extra steps to help resolve the issue. I high reccoment ABE for any aesthetic practice. Wayne Wertheim, MD, New York "

- lasergun118
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"It is always a pleasure working with Allied Beauty Experts for our mal- practice/liability insurance. They are professional, easy to work with and always offer the fairest pricing in the industry.
It is always great to work with truly professional people."

- Rebecca C.
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"We have been members with Allied for 12 years. If I ever have a problem, need to add to my policy, or talk through tough questions, Josh and Cindy are incredibly helpful and get back to me within 24 hours. "

- Carrie M.
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Questions About ABE? Contact Us:

(833) 545-0098

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